Credit Card Debt (2) Blogs - Page 2

What to Do If You Miss a Credit Card Payment

Published August 2021

Missing a credit card payment is not the end of the world if you act fast. Learn how to minimize the damage of a missed payment to protect your credit score.

Topics: Credit Card Debt

Credit or Debit Card? When to Use Each One

Published July 2021

Credit cards offer you great value in many ways, but debit cards can keep you out of debt. Make an informed and responsible decision about how you pay.

Topics: Credit Card Debt

5 Ways Debt Affects Your Life

Published July 2021

The stress of out-of-control credit card debt can ruin your life in many ways, affecting your mental and physical health. Learn how seeking debt relief can help.

Topics: Credit Card Debt

Should You Charge Medical Expenses to a Credit Card?

Published May 2021

Generally speaking, charging medical expenses to a credit card is a poor financial choice. Is there any circumstance in which it makes sense to pay medical expenses with your credit card? Here’s what you should know before you do.

Topics: Credit Card Debt

Should You Charge a Family Vacation to Your Credit Card?

Published May 2021

It’s never a good idea to finance a vacation with debt, but it might make sense to charge your expenses to a credit card temporarily. Learn more here.

Topics: Credit Card Debt

What is Credit Card Churning?

Published May 2021

For some, earning rewards through churning is an attractive option. For others, frequent credit applications may mean lower credit scores and credit card debt. In many cases, though, the need for constant credit card payoff can lead to financial strain.
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Topics: Credit Card Debt

What to Do When You've Maxed Out Your Credit Cards

Published April 2021

Maxing out your credit card hurts your credit score. To your creditors, the fact that you use $2,000 of your available $2,000 credit means that you have stretched your finances to the limit and may soon become unworthy of credit.

Topics: Credit Card Debt

Avoiding the Minimum Payment Trap

Published March 2021

If your goal is to pay off credit card debt in a reasonable amount of time, you are going to have to pay more than the minimum payment. Here’s why.

Topics: Credit Card Debt

How Many Credit Cards Should You Have?

Published February 2021

Whether multiple credit cards will help you or land you in debt depends solely on how you manage them. If you have out-of-control credit card debt, having more than one credit card is a bad idea because available credit may be a temptation you cannot resist. On the other hand, if you are never tempted to use your credit card inappropriately, having multiple credit cards can offer some advantages.

Topics: Credit Card Debt

Should You Close Paid Credit Card Accounts?

Published January 2021

You have just paid off your credit card and taken a big chunk out of your debt in the process. Congratulations! Now, you face a question: Does it make sense to close a paid-off credit card account?

Topics: Credit Card Debt

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Credit Card Debt (2) Blogs - Page 2

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