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Credit Card Debt Blogs - Page 1


How To Pay Off A Debt In Collections

Published September 2024

Life can easily get out of hand. Unemployment, an unexpected medical problem, a sudden increase in your cost of living, or family issues can seriously affect your finances. When things get tough, you may not be able to afford to pay all your monthly obligations. When loan installments or bills go unpaid, that is when they go to collections.

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Topics: Credit Card Debt

Bankruptcy vs. Debt Relief: Which Option is For You?

Published September 2024

Getting in debt is something that many people face because hardships and unexpected life events can happen to anyone — after all, we’re all humans! The goal for people in debt is to stabilize their personal finance and live a debt-free life. When you feel overwhelmed by debt and simply can’t repay it with your existing income, then you can either seek debt relief or file for bankruptcy.

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Topics: Credit Card Debt

How to Handle Credit Card Debt on a Tight Budget

Published September 2021

Being on a tight budget does not mean that you have to learn to live with debt. Find out what you can do to reduce and eliminate debt on a tight budget.

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Topics: Credit Card Debt

What to Do If You Miss a Credit Card Payment

Published August 2021

Missing a credit card payment is not the end of the world if you act fast. Learn how to minimize the damage of a missed payment to protect your credit score.

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Topics: Credit Card Debt

Credit or Debit Card? When to Use Each One

Published July 2021

Credit cards offer you great value in many ways, but debit cards can keep you out of debt. Make an informed and responsible decision about how you pay.

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Topics: Credit Card Debt

5 Ways Debt Affects Your Life

Published July 2021

The stress of out-of-control credit card debt can ruin your life in many ways, affecting your mental and physical health. Learn how seeking debt relief can help.

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Topics: Credit Card Debt

Should You Charge Medical Expenses to a Credit Card?

Published May 2021

Generally speaking, charging medical expenses to a credit card is a poor financial choice. Is there any circumstance in which it makes sense to pay medical expenses with your credit card? Here’s what you should know before you do.

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Topics: Credit Card Debt

Should You Charge a Family Vacation to Your Credit Card?

Published May 2021

It’s never a good idea to finance a vacation with debt, but it might make sense to charge your expenses to a credit card temporarily. Learn more here.

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Topics: Credit Card Debt

What is Credit Card Churning?

Published May 2021
For some, earning rewards through churning is an attractive option. For others, frequent credit applications may mean lower credit scores and credit card debt. In many cases, though, the need for constant credit card payoff can lead to financial strain.
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Topics: Credit Card Debt

What to Do When You've Maxed Out Your Credit Cards

Published April 2021

Maxing out your credit card hurts your credit score. To your creditors, the fact that you use $2,000 of your available $2,000 credit means that you have stretched your finances to the limit and may soon become unworthy of credit.

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Topics: Credit Card Debt