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Debt Resolution Programs: Do they work?

Published April 2021

You may have questions about whether debt resolution programs work. If you’re struggling with debt, it’s worth looking into.

Unsecured debt such as credit card debt can cause a lot of stress and worry, but there’s a solution! Read on to learn more about debt resolution, also known as debt settlement, to find out how it can help you get your financial freedom back.

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Topics: Debt Consolidation

Debt Settlement vs. Credit Counseling

Published April 2021

Debt settlement and credit counseling are radically different approaches to eliminating debt. Despite some ambivalence that may exist in this respect, the two debt resolution methods have little in common except for their goal, which is to give you freedom from debt.

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Topics: Debt Consolidation

Consolidating Debt? Avoid These Types of Loans

Published April 2021

A debt consolidation loan can help you get out of credit card debt. But if you don’t qualify for a decent rate, you should be wary of guaranteed loan offers that sound too good to be true.

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Topics: Debt Consolidation

Should I Refinance My Student Loans?

Published March 2021

While student loans are in forbearance due to the Coronavirus, this may be the perfect time to consider a student loan refinance. Lowering your student loan debt through refinancing may be able to lower your overall debt if you choose the correct loan.

A good way to save money when refinancing is often to secure a lower interest rate on your new loan since you can’t change the principal without paying it off. However, there are some additional factors that could alter your decision to refinance or not.

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Topics: Debt Consolidation

Debt Consolidation Loans vs. Debt Settlement

Published February 2021

Being in debt can be scary and deciding on what your best debt relief option is can seem confusing. Debt consolidation loans and debt settlement are two common debt relief options but how do you decide which one is best for your situation?

While a debt consolidation loan focuses on reducing the number of payments and the amount of interest you will pay, debt settlement aims to reduce the total amount of debt.

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Topics: Debt Consolidation

When to Consider a Balance Transfer Card

Published January 2021

Sometimes, transferring a balance from one credit card to another makes good financial sense, but sometimes it doesn't. If you are wondering if a balance transfer card is a good solution in your particular situation, here is what you need to know about this potential debt relief method.

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Topics: Debt Consolidation

Gain Your Freedom from Debt in 2021

Published January 2021

If you aim to go debt-free in 2021, you have chosen to fight the good fight. Congratulations on your choice! You deserve all the support and help you need to achieve your goal.

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Topics: Debt Consolidation

Get Debt Free this Holiday Season

Published December 2020

The holiday season may not seem like the opportune time to kick-start your debt resolution efforts. After all, there are gifts to give and receive, trips to make, and fun to be had.

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Topics: Debt Consolidation

Can't Get a Debt Consolidation Loan? What to Do

Published December 2020

Getting a debt consolidation loan can be tricky. Like other types of loans, approval for a debt consolidation loan is dependent on factors like your credit score and debt-to-income ratio. When you are already struggling to pay down debt, you may not be able to get a debt consolidation loan that will really help you.

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Topics: Debt Consolidation

SMART Goals for Debt Reduction

Published November 2020

If reducing your credit card debt is one of your goals, turn it into a SMART goal to make it easier and simpler to achieve. By doing that, you will pluck debt resolution out of the domain of dreams and plant it firmly into reality.

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Topics: Debt Consolidation

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