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SMART Goals for Debt Reduction

Published November 2020

If reducing your credit card debt is one of your goals, turn it into a SMART goal to make it easier and simpler to achieve. By doing that, you will pluck debt resolution out of the domain of dreams and plant it firmly into reality.

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How to Celebrate a Debt-Free Holiday

Published November 2020

The holidays can be a great time of year to spend time with your loved ones and kick back and relax. Be generous with your time and love, but make a pact with yourself this year to avoid getting caught up in the moment and being a bit more generous than you can afford to be with the material giving.

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9 Questions to Ask Your Debt Settlement Company

Published November 2020

A simple Google search on “debt settlement feedback” reveals that people either love or hate their debt settlement company.

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5 Reasons to Hire a Debt Settlement Company

Published October 2020

Are you thinking about negotiating the reduction of your debt directly with your creditors? You may want to think again.

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Credit Card Debt: How Much Is Too Much?

Published October 2020

Whether you think that you need credit card help or not, it always pays to match your financial situation against a few metrics that can provide a reality check about credit card debt in general. 

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5 Reasons People File for Bankruptcy

Published October 2020

Some may view bankruptcy as a reasonable way out of debt and an opportunity for a fresh start. The damage bankruptcy does to your finances, however, is life-disrupting and lasting.

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Debt Management Plans vs Debt Settlement Plans: What's the Difference?

Published October 2020

Although sometimes confused or even used interchangeably, debt management and debt settlement are significantly different ways of tackling debt.

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Will Debt Settlement Impact Your Taxes?

Published October 2020

Debt settlement saves you money by shaving off a set amount of your loan principal. You will, however, owe taxes on the money you save this way. In many cases, it qualifies as income, and you need to report it as such to the IRS.

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How Do Credit Card Companies Make Money?

Published September 2020

According to a ValuePenguin study, credit card companies generate approximately $213 from each active credit card account per year. That translates to billions of dollars annually.

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How Much Money Can You Save with Debt Settlement?

Published September 2020

If you are struggling with a heavy credit card burden, you owe it to yourself and your family to explore all your debt relief options. The sooner you do so, the sooner you can find your way to true financial freedom.

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