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Top 5 Money Managing Apps for 2021

Published January 2021

Money management has always been about keeping track of incomes and expenses. Although still viable, manual spreadsheets and the pen-and-notebook approach are no longer optimal ways of maintaining a budget in the age of the smartphone.

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Should You Close Paid Credit Card Accounts?

Published January 2021

You have just paid off your credit card and taken a big chunk out of your debt in the process. Congratulations! Now, you face a question: Does it make sense to close a paid-off credit card account?

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Gain Your Freedom from Debt in 2021

Published January 2021

If you aim to go debt-free in 2021, you have chosen to fight the good fight. Congratulations on your choice! You deserve all the support and help you need to achieve your goal.

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Understand What Debt Collectors Can and Cannot Do

Published January 2021

Disclaimer: The following is for information purposes only and should not be viewed as legal advice and should not be relied upon without consulting an attorney.

It is legal for creditors to employ debt collectors to help them collect money that is due to them. However, when attempting to recover money from you, some debt collectors may resort to unfair, deceptive, or abusive practices in an effort to intimidate you.

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How to Save Money During COVID

Published January 2021

Many Americans are trying to figure out how to save money during COVID, searching for money saving tips wherever they can find them as the economy declines further. This time at home during the pandemic may provide a perfect opportunity to save some money.

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Paying Rent with a Credit Card

Published January 2021

The Coronavirus Pandemic is causing financial hardship for many Americans, even forcing some to put important bills like rent on their credit cards. This could cause a massive increase in credit card debt when the pandemic is over.

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Manage COVID-19 Credit Card Debt on Unemployment

Published January 2021

The Coronavirus pandemic has ravaged the country, forcing millions of Americans to file for unemployment benefits. While you may need to make some lifestyle changes on unemployment, you may still be able to keep your credit card debt under control.

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8 Ways to Avoid Common Spending Traps

Published December 2020

Whether it's trying to keep up with the Joneses or prove worth to one's self, family member, or peer, people tend to overspend. Money has become a trigger of obsession and addiction for many. 

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Get Debt Free this Holiday Season

Published December 2020

The holiday season may not seem like the opportune time to kick-start your debt resolution efforts. After all, there are gifts to give and receive, trips to make, and fun to be had.

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Can't Get a Debt Consolidation Loan? What to Do

Published December 2020

Getting a debt consolidation loan can be tricky. Like other types of loans, approval for a debt consolidation loan is dependent on factors like your credit score and debt-to-income ratio. When you are already struggling to pay down debt, you may not be able to get a debt consolidation loan that will really help you.

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