Blog


How Do Credit Card Companies Make Money?

Published September 2020

According to a ValuePenguin study, credit card companies generate approximately $213 from each active credit card account per year. That translates to billions of dollars annually.

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How Much Money Can You Save with Debt Settlement?

Published September 2020

If you are struggling with a heavy credit card burden, you owe it to yourself and your family to explore all your debt relief options. The sooner you do so, the sooner you can find your way to true financial freedom.

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How Does Your Credit Score Impact Your Credit Card Interest Rates?

Published September 2020

“If you don’t take good care of your credit, then your credit won’t take good care of you.” – Tyler Gregory.

According to Experian, 72 percent of consumers believe that having a good credit score is important or very important. They're right. From the perspective of the financial industry, your credit score is one of the most important indicators of your financial health.

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The 5-Step Guide to Financial Literacy

Published September 2020

"The number one problem in today’s generation and economy is lack of financial literacy." - Alan Greenspan, former Chair of the Federal Reserve of the United States

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5 Ways to Start Saving Money During Times of Economic Uncertainty

Published August 2020

Warren Buffett, the world-renowned billionaire and financial expert, advises:

“Don’t save what is left after spending; spend what is left after saving.”

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Many Americans Facing Housing Uncertainty: Here's How to Prioritize Bills

Published August 2020

 

The economic impact of the COVID-19 pandemic has affected the personal finances of many. Under such exceptional circumstances, how do you sort out your bills? Housing should be a top priority...

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How Much Do Americans Owe in Credit Card Debt?

Published August 2020

Debt has become ingrained in American culture. Today, few of us can imagine a car without payments, a house without a mortgage, or a college student without a loan. In addition to these debts, Americans are also carrying a significant amount of credit card debt.

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COVID-19 Debt Relief: Quick Guide to Getting Help

Published July 2020

The financial implications of the coronavirus global lockdown have rippled across the country, affecting businesses and their employees. About 16.8 million Americans filed for unemployment in the past three weeks as COVID-19 adversely affected every industry nationwide.

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Use Your Stimulus Payment Wisely

Published June 2020

Congress approved a significant stimulus package on March 27 to assist Americans struggling with the COVID-19 emergency. Most people will receive an additional $1,200 from this plan. If you have children under the age of 18, you’ll also be provided $500 for each child.

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Reducing Expenses During a Sudden Financial Hardship

Published June 2020

Financial difficulties can be challenging. If you suddenly find yourself in a situation where you have a bevy of bills to pay, a lack of funds, and you aren’t sure how you can pay these monthly bills, then you understand financial hardship. Financial hardships occur when you lack the money to pay for your necessary expenses, and taking on debt or missing payments might seem like your only solution. Many Americans are currently experiencing these types of issues, so know that if you are in this position, you are not alone, and you don’t need to feel embarrassed. Instead, there are some steps you can take to help yourself out with this type of situation.

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