Blogs - Page 6

A debt consolidation loan can help you get out of credit card debt. But if you don’t qualify for a decent rate, you should be wary of guaranteed loan offers that sound too good to be true.

Making a budget is one thing; sticking to it is what’s going to help you achieve your financial goals. Here are some tips on how to stick to a budget.

Creating a budget can be a difficult and tiresome task but learning how to budget for your personal expenses is key to financial health.

Disclaimer: ClearOne Advantage does not offer tax advice. Please consult with your accountant or tax professional for advice regarding your specific tax situation.

If you owe the IRS more than you can pay this year, don’t panic. Read on for possible solutions if you can’t pay your taxes.

Disclaimer: ClearOne Advantage does not offer tax advice. Please consult with your accountant or tax professional for advice regarding your specific tax situation.

If you are in the process of paying down your debt, there are certain things to keep in mind at tax time. Here are some tips for filing taxes.

Americans collectively owe over $1.7 trillion in student loan debt, so it’s no surprise that many borrowers feel trapped by high student loan balances, interest rates, and overwhelming monthly payments. Refinancing your student loan can save you money on interest charges. Whether you’re dealing with federal student loans or private student loans, consider refinancing if your credit score qualifies for a lower interest rate.

Refinancing student loans is not the right move for everyone. For example, loans for people with bad credit may be limited. Also, should you go for a variable-rate loan or a fixed one? Whichever you choose, a student loan repayment plan can mean the difference between years of financial strain and a fast path to a loan-free life.

If you are unsure if refinancing your student loan is the best move for you, you should talk with a specialist from ClearOne to assess your possibilities and financial situation.

Losing your job can hit you like a ton of bricks, especially as you think of all of the financial obligations you have. Having a budget can help you manage your finances to get you through this difficult time.

If you’re trying to reduce your monthly expenses to help pay down credit card debt, consider how to save on your water bill.

If you are trying to figure out the best way to pay down debt on your own, you should consider which method works best for you – the debt snowball or debt avalanche.

If your goal is to pay off credit card debt in a reasonable amount of time, you are going to have to pay more than the minimum payment. Here’s why.