View All Blogs

Financial Education Blogs


Will Consumer Credit Trends from 2020 Hold Steady in 2021?

Published April 2021
The consumer credit market responded to the various pandemic-triggered crises of 2020 in ways that you may find surprising. Instead of imploding, it saw dropping credit utilization ratios and balances, improved payment histories, and skyrocketing credit scores. All these developments happened against the backdrop of slowing lending and dropping originations during the second quarter of the year.

Read More

Topics: Financial Education

Understanding Your Debt-to-Income Ratio

Published April 2021

Understanding how creditors evaluate your creditworthiness is one step in the right direction toward achieving your financial freedom. After all, knowledge is power, and knowledge of how financial matters work can help you make your way out of debt into financial stability.

Read More

Topics: Financial Education

Better Money Management Through Automation

Published April 2021

Automate your savings, recurring payments, and investments to streamline your money management and avoid self-sabotage.

Read More

Topics: Financial Education

Debt Settlement: 6 Myths to Ditch Today

Published April 2021

 

Debt is a highly emotional problem for many people, and seeking a resolution to it can be fraught with emotion as well. That’s likely why every type of debt relief comes with its own set of myths and misconceptions. Debt settlement is no exception.

Read More

Topics: Financial Education

How to Stick to a Budget

Published March 2021

Making a budget is one thing; sticking to it is what’s going to help you achieve your financial goals. Here are some tips on how to stick to a budget.

Read More

Topics: Financial Education

Creating a Budget: Step-By-Step

Published March 2021

Creating a budget can be a difficult and tiresome task but learning how to budget for your personal expenses is key to financial health.

Read More

Topics: Financial Education

Who is in debt? It's not just you.

Published March 2021

If you are in debt you’re not alone. Almost half of American families carry some amount of credit card debt. Here’s a breakdown of who else is in debt.

Read More

Topics: Financial Education

What If I Can’t Pay My Taxes?

Published March 2021

Disclaimer: ClearOne Advantage does not offer tax advice. Please consult with your accountant or tax professional for advice regarding your specific tax situation.

If you owe the IRS more than you can pay this year, don’t panic. Read on for possible solutions if you can’t pay your taxes.

Read More

Topics: Financial Education

Tips for Filing Taxes While in Debt

Published March 2021

Disclaimer: ClearOne Advantage does not offer tax advice. Please consult with your accountant or tax professional for advice regarding your specific tax situation.

If you are in the process of paying down your debt, there are certain things to keep in mind at tax time. Here are some tips for filing taxes.

Read More

Topics: Financial Education

Credit Scores Across America: How Does Yours Stack Up?

Published March 2021

Even with the economic challenges posed by the Covid-19 Pandemic, 2020 marked the sharpest improvement in US credit scores this decade. Take a look at the average credit score by state and see how yours compares.

Read More

Topics: Financial Education

Page 1 of 4