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Financial Education (2) Blogs


How to Budget While Unemployed

Published March 2021

Losing your job can hit you like a ton of bricks, especially as you think of all of the financial obligations you have. Having a budget can help you manage your finances to get you through this difficult time.

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Topics: Financial Education

Debt Snowball or Debt Avalanche?

Published March 2021

If you are trying to figure out the best way to pay down debt on your own, you should consider which method works best for you – the debt snowball or debt avalanche.

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Topics: Financial Education

Debt and Your Emotions: Exploring the Connection

Published March 2021

Emotions and impulses influence how we spend our money. To some degree, it is natural to seek emotional gratification from the fruits of our labor, but it is important to remember that emotional spending and impulse shopping are two of the archenemies of healthy personal finances.

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Topics: Financial Education

The Power of Delayed Spending

Published March 2021

Do you ever find yourself buying something impulsively? According to newneuromarketing.com, the average consumer spends more than $5,400 per year on impulse shopping for food, clothing, household items, and shoes.

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Topics: Financial Education

How Flexible Is Your Budget?

Published February 2021

A traditional budget is an exercise in basic arithmetic. Knowing your fixed income, you set spending targets and try to stick to them. This means, however, that any substantial unexpected expense can upend your budgeting. Some people find it difficult to stick to their budgets due to this inflexibility.

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Topics: Financial Education

How Much Is Your Debt Costing You?

Published February 2021

When you think about making purchases with credit, the question to ask is not: "How much will my monthly payment be?" The real question is: "How much is this debt going to cost me?"

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Topics: Financial Education

Pay Off Debt by Earning Extra Money

Published February 2021

The best way to pay off your credit card debt quickly is to spend less and save more; however, if you don’t have enough income to save, you may have a harder time lowering your debt.

To pay off your debt quickly, you need extra income. Follow these tips to secure extra income and potentially become debt-free!

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Topics: Financial Education

Should You Use Your Tax Refund to Pay Off Debt?

Published February 2021

Boosting savings and paying off debt are two of the most popular uses for Americans’ tax refunds year after year. According to a recent survey, around 31 percent of tax refund recipients expect to drop their windfall into their savings accounts. Twenty-four percent of them plan to put a dent into their debts with the money.

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Topics: Financial Education

5 Reasons to Avoid Credit Card Cash Advances

Published February 2021

According to a recent survey by Highland, a majority of Americans have been hit hard financially since the global pandemic of 2020. Though 53% reported they were not doing so before the pandemic, now 63% admit that they are living from paycheck to paycheck.

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Topics: Financial Education

When to File Your Taxes This Year

Published February 2021

Disclaimer: ClearOne Advantage does not offer tax advice. Please consult with your accountant or tax professional for advice regarding your specific tax situation.

If you want to receive your tax refund as soon as possible, file your tax return at the first available opportunity. This year, that opportunity comes about later than usual.

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Topics: Financial Education

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