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Financial Education (3) Blogs


5 Ways to Vacation Debt-Free

Published April 2021

Vacations should be about relaxation and the stress-free enjoyment of the moment. But how can you relax and live in the moment if you charge your trip to a credit card and have to worry about how you’re going to pay for it as soon as you get back?

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Topics: Financial Education

10 Things You Can Do Right Now to Improve Your Financial Health

Published April 2021
When you think about improving your financial health, you probably think of major financial goals requiring years to accomplish. The truth is, however, that small everyday decisions and actions are the primary drivers of your financial health.

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Topics: Financial Education

Will Consumer Credit Trends from 2020 Hold Steady in 2021?

Published April 2021
The consumer credit market responded to the various pandemic-triggered crises of 2020 in ways that you may find surprising. Instead of imploding, it saw dropping credit utilization ratios and balances, improved payment histories, and skyrocketing credit scores. All these developments happened against the backdrop of slowing lending and dropping originations during the second quarter of the year.

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Topics: Financial Education

Understanding Your Debt-to-Income Ratio

Published April 2021

Understanding how creditors evaluate your creditworthiness is one step in the right direction toward achieving your financial freedom. After all, knowledge is power, and knowledge of how financial matters work can help you make your way out of debt into financial stability.

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Topics: Financial Education

Better Money Management Through Automation

Published April 2021

Automate your savings, recurring payments, and investments to streamline your money management and avoid self-sabotage.

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Topics: Financial Education

How to Stick to a Budget

Published March 2021

Making a budget is one thing; sticking to it is what’s going to help you achieve your financial goals. Here are some tips on how to stick to a budget.

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Topics: Financial Education

Creating a Budget: Step-By-Step

Published March 2021

Creating a budget can be a difficult and tiresome task but learning how to budget for your personal expenses is key to financial health.

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Topics: Financial Education

Who is in debt? It's not just you.

Published March 2021

If you are in debt you’re not alone. Almost half of American families carry some amount of credit card debt. Here’s a breakdown of who else is in debt.

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Topics: Financial Education

What If I Can’t Pay My Taxes?

Published March 2021

Disclaimer: ClearOne Advantage does not offer tax advice. Please consult with your accountant or tax professional for advice regarding your specific tax situation.

If you owe the IRS more than you can pay this year, don’t panic. Read on for possible solutions if you can’t pay your taxes.

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Topics: Financial Education

Tips for Filing Taxes While in Debt

Published March 2021

Disclaimer: ClearOne Advantage does not offer tax advice. Please consult with your accountant or tax professional for advice regarding your specific tax situation.

If you are in the process of paying down your debt, there are certain things to keep in mind at tax time. Here are some tips for filing taxes.

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Topics: Financial Education

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