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Financial Wellness (3) Blogs - Page 3


When Does It Make Sense to Take on Debt?

Published 5/10/21 11:24 AM
Some types of debt can rob you of your freedom, future, and financial options. However, under some circumstances, some types of debt may actually end up helping you in the long run.  It pays to know the difference...
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Topics: Financial Wellness

5 Ways to Vacation Debt-Free

Published 4/27/21 6:44 PM

Vacations should be about relaxation and the stress-free enjoyment of the moment. But how can you relax and live in the moment if you charge your trip to a credit card and have to worry about how you’re going to pay for it as soon as you get back?

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Topics: Financial Wellness

How Americans are Spending Stimulus Checks

Published 4/22/21 11:37 AM

As the latest round of COVID payments roll out, here’s a view of how Americans are spending their stimulus checks.

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Topics: Financial Wellness

Will Consumer Credit Trends from 2020 Hold Steady in 2021?

Published 4/21/21 10:09 AM
The consumer credit market responded to the various pandemic-triggered crises of 2020 in ways that you may find surprising. Instead of imploding, it saw dropping credit utilization ratios and balances, improved payment histories, and skyrocketing credit scores. All these developments happened against the backdrop of slowing lending and dropping originations during the second quarter of the year.

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Topics: Financial Wellness

How to Budget to Save Money

Published 4/16/21 10:17 AM

If your goal is to save money – you need to work it into your budget. Read on for tips on how to budget to save money.

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Topics: Financial Wellness

Understanding Your Debt-to-Income Ratio

Published 4/15/21 5:44 PM

Understanding how creditors evaluate your creditworthiness is one step in the right direction toward achieving your financial freedom. After all, knowledge is power, and knowledge of how financial matters work can help you make your way out of debt into financial stability.

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Topics: Financial Wellness

Better Money Management Through Automation

Published 4/7/21 11:48 AM

Automate your savings, recurring payments, and investments to streamline your money management and avoid self-sabotage.

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Topics: Financial Wellness

How to Stick to a Budget

Published 3/31/21 11:35 AM

Making a budget is one thing; sticking to it is what’s going to help you achieve your financial goals. Here are some tips on how to stick to a budget.

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Topics: Financial Wellness

Creating a Budget: Step-By-Step

Published 3/31/21 10:49 AM

Creating a budget can be a difficult and tiresome task but learning how to budget for your personal expenses is key to financial health.

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Topics: Financial Wellness

What If I Can’t Pay My Taxes?

Published 3/22/21 2:49 PM

Disclaimer: ClearOne Advantage does not offer tax advice. Please consult with your accountant or tax professional for advice regarding your specific tax situation.

If you owe the IRS more than you can pay this year, don’t panic. Read on for possible solutions if you can’t pay your taxes.

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Topics: Financial Wellness