When you receive a debt validation letter, review it for accuracy. If there are no discrepancies, make a payment plan, negotiate a settlement, or seek help.
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When you receive a debt validation letter, review it for accuracy. If there are no discrepancies, make a payment plan, negotiate a settlement, or seek help.
Read More
When you need cash fast, a credit card cash advance can feel like a quick fix. But advances come with higher rates, fees, and interest that starts on day one. If you’re already carrying balances, a cash advance can make it harder to become debt-free. Here’s what to know about cash advances, plus less risky alternatives you can try.
Read MoreTopics: Financial Education
Missing a credit card payment is not the end of the world if you act fast. Learn how to minimize the damage of a missed payment to protect your credit score.
Read MoreTopics: Credit Card Debt
Credit card fraud is one of the most frequent types of identity theft in the US. Prior to 2020’s unprecedented rise in fraud related to application for government benefits (likely as the result of COVID-19-related fraud), credit card fraud topped the list of identity theft types by a wide margin for multiple years in a row.
Read MoreTopics: Financial Education
Inflation hikes the cost of living, making it more difficult to make ends meet with the money on hand. Learn how to manage your debt despite inflation.
Read MoreTopics: Financial Education
Financial literacy is one of the best gifts you can give to your kids. Being financially literate can help your children plan and implement a financial course that leads to financial security and freedom to pursue their other goals and dreams.
Read MoreTopics: Financial Education
When you have credit card debt as well as other financial commitments related to your home, car, and insurance, paying off your student debt may seem like a last priority or even a hardship. However, unpaid student debt can have serious negative consequences on your financial future and impact your credit score and overall credibility.
Read MoreTopics: Financial Education
Topics: Debt Consolidation
Debt doesn’t just go away when you die, but that doesn’t mean your loved ones are always responsible for it. Instead, your estate will need to cover the debt using available assets, while the Fair Debt Collection Practices Act ensures that family members are not unfairly targeted for payment. Here is an overview of what happens to credit card debt and different types of property or personal mortgages when you die.
Read MoreTopics: Financial Education
Retirement is the time most working people picture as the moment when they have enough money to enjoy life without having to work. Yet many people retire and still carry home equity loans or even student loans, despite having worked for many years. Life demands make it harder for older Americans to retire, even if they have worked a lifetime. Carrying debt into this phase of life can be a significant source of stress.
Having a large amount of debt when you are ready to retire can present a retirement planning challenge. Here are some tips on paying down debt in retirement.
Topics: Debt Consolidation
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