Jordan Semprevivo Blogs - Page 2


What Happens to Your Credit When You Max Out Your Credit Cards?

Published 7/16/21 1:30 PM

Maxing out your credit cards can affect your credit score, hike your payments, and land you in a debt trap. Find out how you can pay down a maxed-out card.

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Topics: Financial Education

How to Live on a Tight Budget

Published 7/2/21 9:26 AM

With the post-pandemic economy still ailing, many people around the country are struggling to make ends meet and are living on a tight budget. If you fall into this category, how can you make the most of your limited financial resources?

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Topics: Saving Money

Student Loan Debt in America: A Look at the Statistics

Published 6/30/21 2:03 PM

Student loan debt exceeds $1.6 trillion in 2021. A look at the statistics will help motivate you to find the best credit card debt reduction strategy.

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Topics: Financial Education

Managing Finances as a Couple

Published 6/11/21 2:58 PM

Getting married was an easy decision, but now you and your new spouse need to decide how to manage finances as a couple. Consider the following tips when making the financial decisions for your new life together. 

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Topics: Financial Education

Should You Charge Medical Expenses to a Credit Card?

Published 5/27/21 4:32 PM

Generally speaking, charging medical expenses to a credit card is a poor financial choice. Is there any circumstance in which it makes sense to pay medical expenses with your credit card? Here’s what you should know before you do.

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Topics: Credit Card Debt

Ways to Save on Car Insurance

Published 5/20/21 2:28 PM

If your credit card debt is causing you to fall behind on bills, you need to either spend less or make more money. Saving money on car insurance can help you reduce the total amount of your monthly bills. However, you may also need to update your budget to see where you can make other changes to improve your finances.

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Topics: Saving Money

Should You Charge a Family Vacation to Your Credit Card?

Published 5/17/21 9:41 AM

It’s never a good idea to finance a vacation with debt, but it might make sense to charge your expenses to a credit card temporarily. Learn more here.

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Topics: Credit Card Debt

What is Credit Card Churning?

Published 5/5/21 3:54 PM
For some, earning rewards through churning is an attractive option. For others, frequent credit applications may mean lower credit scores and credit card debt. In many cases, though, the need for constant credit card payoff can lead to financial strain.
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Topics: Credit Card Debt

How to Cut Back on Expenses

Published 4/28/21 4:42 PM

Cutting back on expenses can be tricky and stressful, but it can be done. We’ve put together some ideas to get you started but, if you get creative, you’ll find there are countless ways to stop the unnecessary spending today!

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Topics: Saving Money

5 Ways to Vacation Debt-Free

Published 4/27/21 6:44 PM

Vacations should be about relaxation and the stress-free enjoyment of the moment. But how can you relax and live in the moment if you charge your trip to a credit card and have to worry about how you’re going to pay for it as soon as you get back?

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Topics: Financial Education