Jordan Semprevivo Blogs - Page 5


How to Cut Back on Expenses

Published April 2021

Cutting back on expenses can be tricky and stressful, but it can be done. We’ve put together some ideas to get you started but, if you get creative, you’ll find there are countless ways to stop the unnecessary spending today!

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Topics: Saving Money

5 Ways to Vacation Debt-Free

Published April 2021

Vacations should be about relaxation and the stress-free enjoyment of the moment. But how can you relax and live in the moment if you charge your trip to a credit card and have to worry about how you’re going to pay for it as soon as you get back?

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Topics: Financial Education

DIY Debt Settlement: What You Need to Know

Published April 2021

If you are one of the millions of Americans in credit card debt and you’ve been exploring your debt relief options, you’ve likely already discovered that there’s a lot of information on how to settle your debt. Paying off debt can feel like an uphill battle, especially when it seems like there is never enough money to be fully debt-free. Thankfully, there are several debt repayment plan solutions available to you, such as debt settlement.

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Topics: Debt Consolidation

How Americans are Spending Stimulus Checks

Published April 2021

As the latest round of COVID payments roll out, here’s a view of how Americans are spending their stimulus checks.

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Topics: Covid Debt Relief

Will Consumer Credit Trends from 2020 Hold Steady in 2021?

Published April 2021
The consumer credit market responded to the various pandemic-triggered crises of 2020 in ways that you may find surprising. Instead of imploding, it saw dropping credit utilization ratios and balances, improved payment histories, and skyrocketing credit scores. All these developments happened against the backdrop of slowing lending and dropping originations during the second quarter of the year.

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Topics: Financial Education

How to Budget to Save Money

Published April 2021

If your goal is to save money – you need to work it into your budget. Read on for tips on how to budget to save money.

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Topics: Saving Money

Understanding Your Debt-to-Income Ratio

Published April 2021

Understanding how creditors evaluate your creditworthiness is one step in the right direction toward achieving your financial freedom. After all, knowledge is power, and knowledge of how financial matters work can help you make your way out of debt into financial stability.

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Topics: Financial Education

Better Money Management Through Automation

Published April 2021

Automate your savings, recurring payments, and investments to streamline your money management and avoid self-sabotage.

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Topics: Financial Education

Credit Counseling vs. Debt Settlement: Which is Better?

Published April 2021

It’s very easy for individuals and households to find themselves in debt, particularly in the current economic situation. Prices are increasing but salaries are not following, which means that many people are struggling with debt to cover everyday expenses. An unexpected expense like a broken dishwasher or a problem with your car can easily derail your finances and increase your debt to unmanageable levels. That’s where credit counseling and debt settlement come in.

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Topics: Debt Consolidation

What to Do When You've Maxed Out Your Credit Cards

Published April 2021

Maxing out your credit card hurts your credit score. To your creditors, the fact that you use $2,000 of your available $2,000 credit means that you have stretched your finances to the limit and may soon become unworthy of credit.

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Topics: Credit Card Debt