Jordan Semprevivo Blogs - Page 8

Every January, throngs of New Year’s Resolutioners swarm gyms and physical fitness facilities across the nation. Doesn't it make sense to pay as much attention to your financial fitness as you do to working off that extra weight and getting healthier?

Are you one of the many wondering why you haven’t received your $600 second stimulus payment yet? With a tight deadline of January 15, the Internal Revenue Service (IRS) ran into more glitches than they did with the first stimulus check.

Constant worry and chronic stress can have a significant negative impact on physical and mental wellbeing. According to WebMD, if you're constantly under stress, you can develop physical symptoms such as headaches, hypertension, chest pain, and insomnia,  as well as mental symptoms such as depression, panic attacks, or anxiety.

With the COVID-19 global pandemic showing few signs of slowing down any time soon, the financial crisis it has caused for many Americans is in full swing.

If you are one of the millions of people who start each New Year with some new resolutions, this may be the perfect year to make some specific to your financial health.

Money management has always been about keeping track of incomes and expenses. Although still viable, manual spreadsheets and the pen-and-notebook approach are no longer optimal ways of maintaining a budget in the age of the smartphone.

You have just paid off your credit card and taken a big chunk out of your debt in the process. Congratulations! Now, you face a question: Does it make sense to close a paid-off credit card account?

If you aim to go debt-free in 2021, you have chosen to fight the good fight. Congratulations on your choice! You deserve all the support and help you need to achieve your goal.

Disclaimer: The following is for information purposes only and should not be viewed as legal advice and should not be relied upon without consulting an attorney.

It is legal for creditors to employ debt collectors to help them collect money that is due to them. However, when attempting to recover money from you, some debt collectors may resort to unfair, deceptive, or abusive practices in an effort to intimidate you.

The Coronavirus Pandemic is causing financial hardship for many Americans, even forcing some to put important bills like rent on their credit cards. This could cause a massive increase in credit card debt when the pandemic is over.